Spotlight on Staff: Andrea Smith, AIC

Andrea Smith, AIC
Senior Casualty/Property Adjuster

Andrea joined our Property Adjusting team in 2019 with 28 years of insurance adjusting experience. She began her career handling Workers’ Compensation claims, specializing in complex injuries, which included representing Employers at depositions and mediations. She then began working for a large national carrier, initially handling auto liability and complex personal injury/litigation cases, before transferring to property claims adjusting. Andrea has since progressed to cover both property and casualty adjusting. Her background gives her an ideal understanding of complex casualty and 3rd party liability investigations, including claims that involve personal injury and/or property losses.

With an analytical mind, Andrea especially enjoys gathering and analyzing data, policy interpretation, coverage, and legal analysis. She is a skilled estimator, and likes the creativity required to sketch plans for reporting. Since joining our Casualty area, she is enjoying increased opportunities to utilize her experience in liability investigations, personal injury cases, including attendance at mediations on behalf of our clients when needed. She particularly appreciates the team environment at Colonial, and the advantages of increased flexibility and efficiencies of working for an independent firm.

Andrea works out of the central Maine area, but travels throughout Maine as needed.  She is licensed in Maine, New Hampshire and Vermont.

A Maine native, Andrea grew up in Falmouth and still resides there with her husband and two teenagers. Both her son and daughter are athletes, so the family spends a lot of time together at sporting activities, as well as participating in outdoor activities. Her husband, Daniel, is on the Board of The Maine Children’s Cancer Program and is also a Rotarian, so they spend a lot of time volunteering as a family.